Understanding the Wealth Gap in Canada: Causes, Implications, and Potential Solutions
We will review the causes of the wealth gap, its effects on Canadian society, and potential strategies to address it.
-
-
Top 10 Cities in Canada to Buy a Rental Property in 2025
Here are the cities that are best to purchase a rental property in Canada.
-
Canadian Investment Strategies for a Low-Interest Rate Environment
Here’s a look at strategies that Canadians might consider to optimize their portfolios and make the most of a low-interest-rate environment.
-
Manage your debt effectively
Being able to manage your debt can be challenging, but it’s essential for financial well-being. Effective debt management can help you reduce interest costs, avoid default, and keep your credit score healthy. Whether you’re dealing with credit card balances, student loans, a mortgage, or other forms of debt, there are strategies to manage and pay…
-
Fixed mortgage rates are trending higher
As a mortgage broker working closely with clients across Canada, I’m seeing a trend that’s reshaping the landscape: fixed mortgage rates are on trending higher.
-
Are Rising House Prices Creating a Divide in Canada?
With urban areas seeing double-digit price increases in recent years, many Canadians face increasing challenges in securing affordable housing.
-
Understanding the Registered Disability Savings Plan (RDSP)
This article provides an overview of the RDSP, including its eligibility requirements, benefits, contribution rules, and strategies for maximizing its benefits.
-
Bell Canada Enterprise (BCE) stock review
Let’s review the future prospects of BCE as a company.
-
How to Tell If We Are in a Recession
How do we know when we are in a recession? One way to find out is by using market indicators.
-
The Relationship Between the Stock Market and the Economy
The stock market and the economy are closely intertwined, so it is important to understand the relationship between the stock market and the economy.
-
Stay Ahead of Inflation to Protect and Grow Your Wealth
For individuals and investors, staying ahead of inflation is crucial to maintaining and growing wealth.
-
Bank of Canada expected rate cuts in September 2024
Let’s explore why the Bank of Canada might cut interest rates, what the potential impacts could be, and how Canadians can prepare for these changes.
-
The Bulls and the Bears
It can be helpful to reflect on the past as a means to help frame the eventual path forward. Let’s compare the history of the bull vs bear markets.
-
Should GICs be part of my financial plan?
What exactly is a GIC and how to best include it in a financial plan. It’s not for everyone.
-
What is my TFSA contribution room
Figure out how much TFSA contribution room you have to maximize this investing and saving strategy available to Canadians.
-
What you need to know about Student Debt
New graduates in Canada struggle to find jobs in their fields, often resorting to low-wage work, exacerbated by the pandemic and high inflation. With student debt at alarming levels, debt burdens delay significant life milestones. Proposed solutions include canceling debts and implementing a wealth tax to fund public education, promoting equitable access.
-
What to know about gifted down payment
Increasingly, the one reliable ticket to home ownership is generational wealth, wrapped in a down-payment gift from mom and dad, sibling, or grandparents.
-
What to do before buying a new construction home
Here is what to do before buying a new construction home. Save yourself money and heartache down the road.
